Quicken Deluxe 2012 Review

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Quicken Deluxe 2012 ReviewSo Amazon started selling the digital download on Oct 1, the physical item starts shipping Oct 4 and the product still isn't called out on the manufacture's website. Select a product from their product list and it still takes you to the 2011 version. Can't be that big of an improvement if the company isn't even promoting it on their website. Makes you wonder.
Here is how my first hour went. After purchase I had the software downloaded and installed with-in 20-30 minutes. Prompted by the first step of the welcome screen I began setting up my accounts. At first I wasn't sure what was happening because it would saying it's connecting and getting data. Then the screen would disappear and start all over. I Finally figure out that it has to access each checking, savings, or credit card account individually even though it's all under the same user account. So what appeared as being stuck in a loop / bug was really just poor programming design.
The process picked up my checking, savings, and credit card account just fine but had an asterisk next to my mortgage account... read the fine print to find out that quicken is not compatible with my banks mortgage accounts and I have to set it up manually. Chase is not a small bank by any means, so I'm very surprised that this feature is unavailable.
I finally wanted to check and see if they listed whats new in this version. so I went to help and clicked on "Getting Started". I was kinda surprised to have it link me to the 2011 Getting Started Webpage; OOPS!
Finally went into the help document to find this weak list of new features:
* NEW! Large Fonts - Your finances are easier than ever to see and understand with large font support.
* NEW! Automatically Accept Investing Transactions - We've added a preference to enter downloaded transactions into your investing accounts as soon as they are received. And you can control this preference on an account-by-account basis!
* NEW! Investment transaction lists now include a Share Balance column.
* NEW! We've added more Account Bar icons to make it even easier to see when something needs your attention in an account. Just click an icon and Quicken tells you what it means, and takes you to the area in the program where you can resolve it.
and this list of redesigns and improvements:
* REDESIGNED! Budgets - It's easier to set goals and stay in control of your finances with our redesigned budget tool.
* REDESIGNED! Debt Reduction Planner - Create a customized plan to reduce your debt--new interactive tools make it easy for you to stick to your plan.
* REDESIGNED! Property Dashboard - Get a true picture of your net worth with our new Property dashboard.
* IMPROVED! Quicken Transfer Format (QXF) Support - You now have the ability to import and export .QXF files. This facilitates the exchange of data between Quicken Essentials for Mac and other Quicken Windows versions.
IMPROVED! You'll notice snappier performance while accepting downloaded transactions and opening Security Detail View--especially if you have a lot of accounts or securities.
* IMPROVED! See how much you really have left to spend with simplified bill and income reminders.
Reading the reviews on the last version, the software seemed to have been riddled with advertisements; I have yet to cross one in 2012. Previous version also had complaints about tools being removed and new ones being of poor quality... From what I can tell. there are enough reports and tools to cover any previous tool that may have been available. I can not yet attest to their quality. Looking at the support page however, there does seem to be a current issue with connecting to Bank of America for account updates and other random errors with express web accounts.
Overall not an impressive update. It's ok upgrade to the couple year old version I had used.. but does not sound like a needed upgrade from any recent version. If you have 2010 or 2011, stick with it and save your money.Quicken Deluxe 2012 OverviewQuicken Deluxe Personal Finance Software

Set goals and manage your finances:
Organizes all your accounts - bank, credit card, investments, loans, retirement accounts - all in one placeSafely and securely imports all of your financial information so you don't have to enter them manuallyAutomatically categorizes expenses so you can see where you're spendingHelps you create a budget and tracks your progress against it Creates a customized plan to help you get out of debtImports your data from previous versions of QuickenGets you set up in minutes with step-by-step guidance





Fully Redesigned! Better budgetingNow, it's easier than ever to set savings goals with our redesigned budgeting tool. Keep track of different budget categories and know how much you have left to spend each month.















Fully Redesigned! Reduce your debtCreate a customized plan to reduce, or eliminate, your debt. We make it easy to stick to your plan with our new, easy-to-use, interactive tools.















Upgraded! Free customer serviceWe're here when you need us with free customer service and extended hours. No more waiting for call backs!



New! Customize your viewOur new large font mode makes it easier to see where you stand - without straining your eyes.Improved! Track your equityWe've updated our property and debt dashboard to give you a truer picture of the equity you've earned.




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